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Case Studies
Freezing my card

How to get the most from Case Studies

BFM+Exclusive

Freezing my card

11 mins
about
MonzoRevolutStarling+9 more
from the UX of Banking
Nationwide
  • Summary:
  • Case studies

Metro was the first bank to introduce the concept of ‘freezing’ your card back in 2014. Before this, if you lost your card you had a much simpler choice: cancel it now, or ransack your own home, admit defeat, and cancel it anyway.

Freezing your card essentially blocks it with software. It’s reversible, meaning you don’t have to wait a week for your new card to arrive—if you find it.

And for the 6% of brits who admit to having lost their card more than 4 times, this feature might get more usage than many of the apps on their phone.

So I wanted to see how easy it was to freeze my card with each bank.

Summary: Whilst the challenger banks have made this feature more accessible, they had a poor overall experience. Barclays was considerably better.

Summary:

  • 👩‍🏫

    Better education.

  • 🤝

    Work better with third parties.

  • 🏂

    More pro-active anti-fraud notifications.

  • 🚦

    Dynamically suggesting next steps.

Case studies

Peter Ramsey, Built for Mars Founder

Written by Peter Ramsey

Consultant to 100+ companies

Published: 04/06/2020
Last edited: 01/04/2025

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