Company

Monzo

British banking

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Case Studies

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Is This Why Users Are Ignoring Your Features?

Is This Why Users Are Ignoring Your Features?Preview this content

Simple techniques to increase feature usage, retention and ultimately alter how users perceive the value of your product.

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The Psychological Reason You Hate Chatbots
CHATBOTSCase Study

The Psychological Reason You Hate ChatbotsPreview this content

They aren't exactly the future of customer service that we were promised. This is why you hate them though.

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Payments: slow and shallow experiences
UX of BankingCase Study

Payments: slow and shallow experiencesPreview this content

Deconstructing the notion that these banks have feature parity in 2023.

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The hidden complexity of bank cards
UX of BankingCase Study

The hidden complexity of bank cardsPreview this content

Historically, bank cards were relatively simple rectangles of plastic. But not any more.

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900 days of progress
UX of BankingCase Study

900 days of progressPreview this content

A unique opportunity to revisit these 12 banks, re-benchmark them, and highlight what 900 days of progress looks like.

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Monzo vs Starling: Overdrafts
MONZO VS STARLINGCase Study

Monzo vs Starling: OverdraftsPreview this content

Their core products are incredibly strong, but the cracks start to appear when you get even deeper into their experiences.

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Customer support
UX of BankingCase Study

Customer supportPreview this content

There are some clear winners and losers here. But overall, the user experience of customer support is desperate for some innovation.

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Open Banking
UX of BankingCase Study

Open BankingPreview this content

Although the challenger banks were considerably faster, all of the banks could improve the experience of using Open Banking.

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Making an international payment
UX of BankingCase Study

Making an international paymentPreview this content

Quite clearly, if you want to make international payments frequently you have to use a challenger bank, or Barclays.

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Freezing my card
UX of BankingCase Study

Freezing my cardPreview this content

Whilst the challenger banks have made this feature more accessible, they had a poor overall experience. Barclays was considerably better.

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Making my first payment
UX of BankingCase Study

Making my first paymentPreview this content

With a few exceptions, there wasnt a huge variance in the amount of effort, or time taken to send a payment from any of the banks.

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Opening 12 bank accounts
UX of BankingCase Study

Opening 12 bank accountsPreview this content

The challenger banks were significantly quicker (in days) and required less effort (in clicks) to get an active account.

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How categories and tags on Monzo work

How categories and tags on Monzo workPreview this content

Their core product is often praised for being intuitive, but when you go a little deeper, does it give up any ground?

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UX Bites

Custom designed perks

Custom designed perks

The Monzo Perks redemption screen has a dynamic design depending on what you're redeeming.

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Maximise the value of Perks

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A nudge that you're premium

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Empty states can be personal

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Unlocking better interest rates

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Onboarding the salary sorter

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Monzo's free replacement card

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Incorrect recipient details

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Monzo's interest pots

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Monzo raising payment limits

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Your direct debit is higher than usual

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FaceID reminder (great timing)

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Monzo's spooky payday interaction

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If we say we’re not talking to you, hang up

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Failed payment prevention

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Automatic clipboard purging

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