British banking
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Simple techniques to increase feature usage, retention and ultimately alter how users perceive the value of your product.
Virtual agents, decision trees and ChatGPT-powered conversations aren't exactly the future of customer service that we were promised.
Deconstructing the notion that these banks have feature parity in 2023.
Historically, bank cards were relatively simple rectangles of plastic. But not any more.
A unique opportunity to revisit these 12 banks, re-benchmark them, and highlight what 900 days of progress looks like.
Their core products are incredibly strong, but the cracks start to appear when you get even deeper into their experiences.
There are some clear winners and losers here. But overall, the user experience of customer support is desperate for some innovation.
Although the challenger banks were considerably faster, all of the banks could improve the experience of using Open Banking.
Quite clearly, if you want to make international payments frequently you have to use a challenger bank, or Barclays.
Whilst the challenger banks have made this feature more accessible, they had a poor overall experience. Barclays was considerably better.
With a few exceptions, there wasnt a huge variance in the amount of effort, or time taken to send a payment from any of the banks.
The challenger banks were significantly quicker (in days) and required less effort (in clicks) to get an active account.
Their core product is often praised for being intuitive, but when you go a little deeper, does it give up any ground?
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If you've not redeemed your weekly perk, Monzo will prompt you that you can gift it to a friend.
After upgrading to a paid Monzo account, the logo on your card will have a gradient as a subtle reminder that you're on a premium experience.
The spending categories on Monzo have dynamic and themed empty states.
When upgrading Monzo, you'll see slightly modified content if you're boosting the interest rate in an existing savings pot, rather than a brand new one.
If Monzo predicts that a transaction is your salary, they'll show an inline prompt onboarding you to their "salary sorter" feature.
BFM+ exclusive
BFM+ exclusive
BFM+ exclusive
BFM+ exclusive
BFM+ exclusive
BFM+ exclusive
BFM+ exclusive
BFM+ exclusive
BFM+ exclusive
BFM+ exclusive